ZIP Code 46545
ZIP Code Tabulation Area in St. Joseph County, Indiana.
- Population
- 26,581
- Median household income
- $55,889
- Median home value
- $174,700
+7.7%’19–’23
+32.3%’19–’23
+44.5%’19–’23
ZIP Code 46545 (St. Joseph County, Indiana) is home to about 26,581 residents. At $55,889, its median household income sits below St. Joseph County's $64,885.
Between 2019 and 2023, ZIP Code 46545's population grew 7.7% from 24,685 to 26,581, while its median gross rent rose 26.4% from $780 to $986.
11.6% of residents live below the poverty line. Households average 2.18 people.
Demographics
ACS 2019–2023- Population
- 26,581
- Median age
- 38.4 yrs
- Median household income
- $55,889
- Median home value
- $174,700
- Median gross rent
- $986
- Housing units
- 13,046
- Homeownership rate
- 49.4%
- Bachelor's degree or higher
- 31.4%
- Unemployment rate
- 5.3%
Trends
ACS 5-year · 2019–202324,68526,581
$42,250$55,889
$120,900$174,700
$780$986
| Year | Population | Median household income | Median home value | Median gross rent |
|---|---|---|---|---|
| 2019 | 24,685 | $42,250 | $120,900 | $780 |
| 2020 | 25,892 | $46,222 | $127,100 | $808 |
| 2021 | 26,448 | $49,927 | $137,600 | $888 |
| 2022 | 27,000 | $52,621 | $160,600 | $944 |
| 2023 | 26,581 | $55,889 | $174,700 | $986 |
Each year is a US Census Bureau ACS 5-year estimate ending that year.
Age distribution
Under 55.4%
5 to 1714.0%
18 to 2412.4%
25 to 3413.7%
35 to 4412.5%
45 to 5412.1%
55 to 6410.4%
65 to 7411.4%
75 and over8.2%
| Count | Share | |
|---|---|---|
| Under 5 | 1,425 | 5.4% |
| 5 to 17 | 3,716 | 14.0% |
| 18 to 24 | 3,302 | 12.4% |
| 25 to 34 | 3,637 | 13.7% |
| 35 to 44 | 3,312 | 12.5% |
| 45 to 54 | 3,214 | 12.1% |
| 55 to 64 | 2,769 | 10.4% |
| 65 to 74 | 3,020 | 11.4% |
| 75 and over | 2,186 | 8.2% |
Race & ethnicity
| Count | Share | |
|---|---|---|
| White (non-Hispanic) | 20,661 | 77.7% |
| Black or African American | 1,806 | 6.8% |
| American Indian & Alaska Native | 14 | 0.1% |
| Asian | 922 | 3.5% |
| Native Hawaiian & Pacific Islander | 29 | 0.1% |
| Some other race | 197 | 0.7% |
| Two or more races | 1,455 | 5.5% |
| Hispanic or Latino (any race) | 1,497 | 5.6% |
Educational attainment (age 25+)
No high school diploma5.9%
High school graduate30.5%
Some college or associate's32.1%
Bachelor's degree18.5%
Graduate or professional degree12.9%
| Count | Share | |
|---|---|---|
| No high school diploma | 1,076 | 5.9% |
| High school graduate | 5,539 | 30.5% |
| Some college or associate's | 5,819 | 32.1% |
| Bachelor's degree | 3,360 | 18.5% |
| Graduate or professional degree | 2,344 | 12.9% |
Commute to work
- Mean travel time to work
- 21 min
Drove alone75.4%
Carpooled9.1%
Public transit0.6%
Walked3.2%
Bicycle0.0%
Worked from home8.8%
Other means2.8%
How workers get to work
| Count | Share | |
|---|---|---|
| Drove alone | 9,928 | 75.4% |
| Carpooled | 1,204 | 9.1% |
| Public transit | 80 | 0.6% |
| Walked | 419 | 3.2% |
| Bicycle | 4 | 0.0% |
| Worked from home | 1,154 | 8.8% |
| Other means | 374 | 2.8% |
Travel time
| Count | Share | |
|---|---|---|
| Under 15 min | 4,260 | 35.5% |
| 15 to 29 min | 5,129 | 42.7% |
| 30 to 44 min | 1,630 | 13.6% |
| 45 to 59 min | 361 | 3.0% |
| 60+ min | 629 | 5.2% |
Households
- Average household size
- 2.18
- Poverty rate
- 11.6% (3,005 of 25,808)
| Count | Share | |
|---|---|---|
| Family households | 6,216 | 52.5% |
| Nonfamily households | 5,632 | 47.5% |
Housing
- Median year structure built
- 1974
Occupancy
| Count | Share | |
|---|---|---|
| Occupied | 11,848 | 90.8% |
| Vacant | 1,198 | 9.2% |
Tenure (of occupied units)
| Count | Share | |
|---|---|---|
| Owner-occupied | 5,850 | 49.4% |
| Renter-occupied | 5,998 | 50.6% |
1-unit, detached50.4%
1-unit, attached7.3%
2 to 4 units7.5%
5 to 19 units21.0%
20 or more units10.4%
Mobile home & other3.4%
Units in structure
| Count | Share | |
|---|---|---|
| 1-unit, detached | 6,579 | 50.4% |
| 1-unit, attached | 953 | 7.3% |
| 2 to 4 units | 983 | 7.5% |
| 5 to 19 units | 2,735 | 21.0% |
| 20 or more units | 1,352 | 10.4% |
| Mobile home & other | 444 | 3.4% |
Geography
- ZCTA
- 46545
- Land area
- 18 sq mi
- Water area
- 0.29 sq mi
- Center point
- 41.6935, -86.1466
Counties this ZIP covers
1Compare with nearby ZIP codes
6National ZIP rankings
21- Largest by population
- Most densely populated
- Highest median household income
- Highest median home value
- Most affordable home values
- Highest median gross rent
- Cheapest median gross rent
- Oldest by median age
- Youngest by median age
- Most college-educated
- Highest poverty rate
- Lowest poverty rate
- Highest homeownership rate
- Lowest homeownership rate
- Longest commutes
- Shortest commutes
- Largest households
- Newest housing
- Oldest housing
- Fastest-growing (2019–2023)
- Fastest-shrinking (2019–2023)