ZIP Code 46540
ZIP Code Tabulation Area in Elkhart County, Indiana.
- Population
- 13,239
- Median household income
- $99,664
- Median home value
- $297,800
+11.4%’19–’23
+25.4%’19–’23
+32.9%’19–’23
ZIP Code 46540 (Elkhart County, Indiana) is home to about 13,239 residents. At $99,664, its median household income sits above Elkhart County's $65,617.
From 2019 to 2023, ZIP Code 46540's population grew 11.4% from 11,881 to 13,239, while its median gross rent rose 15.9% from $927 to $1,074.
The typical home was built around 1988. 6.2% of residents live below the poverty line.
Demographics
ACS 2019–2023- Population
- 13,239
- Median age
- 31.7 yrs
- Median household income
- $99,664
- Median home value
- $297,800
- Median gross rent
- $1,074
- Housing units
- 4,245
- Homeownership rate
- 87.7%
- Bachelor's degree or higher
- 18.9%
- Unemployment rate
- 2.3%
Trends
ACS 5-year · 2019–202311,88113,239
$79,459$99,664
$224,000$297,800
$927$1,074
| Year | Population | Median household income | Median home value | Median gross rent |
|---|---|---|---|---|
| 2019 | 11,881 | $79,459 | $224,000 | $927 |
| 2020 | 12,477 | $87,910 | $257,100 | $928 |
| 2021 | 12,825 | $92,011 | $268,000 | $943 |
| 2022 | 13,131 | $99,328 | $300,400 | $1,048 |
| 2023 | 13,239 | $99,664 | $297,800 | $1,074 |
Each year is a US Census Bureau ACS 5-year estimate ending that year.
Age distribution
Under 510.0%
5 to 1722.0%
18 to 2410.7%
25 to 3410.4%
35 to 4412.6%
45 to 5411.1%
55 to 6410.9%
65 to 748.3%
75 and over4.1%
| Count | Share | |
|---|---|---|
| Under 5 | 1,329 | 10.0% |
| 5 to 17 | 2,908 | 22.0% |
| 18 to 24 | 1,417 | 10.7% |
| 25 to 34 | 1,372 | 10.4% |
| 35 to 44 | 1,663 | 12.6% |
| 45 to 54 | 1,464 | 11.1% |
| 55 to 64 | 1,444 | 10.9% |
| 65 to 74 | 1,103 | 8.3% |
| 75 and over | 539 | 4.1% |
Race & ethnicity
| Count | Share | |
|---|---|---|
| White (non-Hispanic) | 12,037 | 90.9% |
| Black or African American | 78 | 0.6% |
| American Indian & Alaska Native | 0 | 0.0% |
| Asian | 130 | 1.0% |
| Native Hawaiian & Pacific Islander | 0 | 0.0% |
| Some other race | 0 | 0.0% |
| Two or more races | 314 | 2.4% |
| Hispanic or Latino (any race) | 680 | 5.1% |
Educational attainment (age 25+)
No high school diploma28.9%
High school graduate30.4%
Some college or associate's21.8%
Bachelor's degree12.5%
Graduate or professional degree6.4%
| Count | Share | |
|---|---|---|
| No high school diploma | 2,189 | 28.9% |
| High school graduate | 2,305 | 30.4% |
| Some college or associate's | 1,657 | 21.8% |
| Bachelor's degree | 945 | 12.5% |
| Graduate or professional degree | 489 | 6.4% |
Commute to work
- Mean travel time to work
- 18 min
Drove alone62.4%
Carpooled19.3%
Public transit0.0%
Walked1.2%
Bicycle6.8%
Worked from home7.8%
Other means2.4%
How workers get to work
| Count | Share | |
|---|---|---|
| Drove alone | 3,726 | 62.4% |
| Carpooled | 1,156 | 19.3% |
| Public transit | 0 | 0.0% |
| Walked | 74 | 1.2% |
| Bicycle | 406 | 6.8% |
| Worked from home | 469 | 7.8% |
| Other means | 144 | 2.4% |
Travel time
| Count | Share | |
|---|---|---|
| Under 15 min | 2,173 | 39.5% |
| 15 to 29 min | 2,174 | 39.5% |
| 30 to 44 min | 869 | 15.8% |
| 45 to 59 min | 188 | 3.4% |
| 60+ min | 102 | 1.9% |
Households
- Average household size
- 3.35
- Poverty rate
- 6.2% (816 of 13,221)
| Count | Share | |
|---|---|---|
| Family households | 3,110 | 78.8% |
| Nonfamily households | 836 | 21.2% |
Housing
- Median year structure built
- 1988
Occupancy
| Count | Share | |
|---|---|---|
| Occupied | 3,946 | 93.0% |
| Vacant | 299 | 7.0% |
Tenure (of occupied units)
| Count | Share | |
|---|---|---|
| Owner-occupied | 3,462 | 87.7% |
| Renter-occupied | 484 | 12.3% |
1-unit, detached82.6%
1-unit, attached5.6%
2 to 4 units1.2%
5 to 19 units0.7%
20 or more units0.3%
Mobile home & other9.6%
Units in structure
| Count | Share | |
|---|---|---|
| 1-unit, detached | 3,505 | 82.6% |
| 1-unit, attached | 237 | 5.6% |
| 2 to 4 units | 53 | 1.2% |
| 5 to 19 units | 30 | 0.7% |
| 20 or more units | 12 | 0.3% |
| Mobile home & other | 408 | 9.6% |
Geography
- ZCTA
- 46540
- Land area
- 59 sq mi
- Water area
- 0.52 sq mi
- Center point
- 41.6715, -85.6967
Counties this ZIP covers
2Compare with nearby ZIP codes
6National ZIP rankings
21- Largest by population
- Most densely populated
- Highest median household income
- Highest median home value
- Most affordable home values
- Highest median gross rent
- Cheapest median gross rent
- Oldest by median age
- Youngest by median age
- Most college-educated
- Highest poverty rate
- Lowest poverty rate
- Highest homeownership rate
- Lowest homeownership rate
- Longest commutes
- Shortest commutes
- Largest households
- Newest housing
- Oldest housing
- Fastest-growing (2019–2023)
- Fastest-shrinking (2019–2023)