ZIP Code 78028
ZIP Code Tabulation Area in Kerr County, Texas.
- Population
- 40,829
- Median household income
- $65,486
- Median home value
- $281,300
+2.2%’19–’23
+19.5%’19–’23
+54.6%’19–’23
ZIP Code 78028 (Kerr County, Texas) is home to about 40,829 residents. Its median household income of $65,486 runs in line with the Kerr County figure of $67,927.
From 2019 to 2023, ZIP Code 78028's population grew 2.2% from 39,944 to 40,829, while its median gross rent rose 24.8% from $879 to $1,097.
11.4% of residents live below the poverty line. Households average 2.23 people.
Demographics
ACS 2019–2023- Population
- 40,829
- Median age
- 48.2 yrs
- Median household income
- $65,486
- Median home value
- $281,300
- Median gross rent
- $1,097
- Housing units
- 19,285
- Homeownership rate
- 67.6%
- Bachelor's degree or higher
- 31.5%
- Unemployment rate
- 2.8%
Trends
ACS 5-year · 2019–202339,94440,829
$54,785$65,486
$181,900$281,300
$879$1,097
| Year | Population | Median household income | Median home value | Median gross rent |
|---|---|---|---|---|
| 2019 | 39,944 | $54,785 | $181,900 | $879 |
| 2020 | 40,058 | $55,776 | $198,100 | $950 |
| 2021 | 40,081 | $59,802 | $213,700 | $1,002 |
| 2022 | 39,906 | $64,768 | $259,300 | $1,068 |
| 2023 | 40,829 | $65,486 | $281,300 | $1,097 |
Each year is a US Census Bureau ACS 5-year estimate ending that year.
Age distribution
Under 54.8%
5 to 1713.1%
18 to 248.8%
25 to 3410.6%
35 to 449.7%
45 to 5410.1%
55 to 6412.6%
65 to 7416.3%
75 and over14.0%
| Count | Share | |
|---|---|---|
| Under 5 | 1,963 | 4.8% |
| 5 to 17 | 5,345 | 13.1% |
| 18 to 24 | 3,590 | 8.8% |
| 25 to 34 | 4,321 | 10.6% |
| 35 to 44 | 3,972 | 9.7% |
| 45 to 54 | 4,138 | 10.1% |
| 55 to 64 | 5,157 | 12.6% |
| 65 to 74 | 6,640 | 16.3% |
| 75 and over | 5,703 | 14.0% |
Race & ethnicity
| Count | Share | |
|---|---|---|
| White (non-Hispanic) | 28,225 | 69.1% |
| Black or African American | 658 | 1.6% |
| American Indian & Alaska Native | 34 | 0.1% |
| Asian | 372 | 0.9% |
| Native Hawaiian & Pacific Islander | 0 | 0.0% |
| Some other race | 188 | 0.5% |
| Two or more races | 894 | 2.2% |
| Hispanic or Latino (any race) | 10,458 | 25.6% |
Educational attainment (age 25+)
No high school diploma8.9%
High school graduate29.4%
Some college or associate's30.2%
Bachelor's degree19.0%
Graduate or professional degree12.5%
| Count | Share | |
|---|---|---|
| No high school diploma | 2,675 | 8.9% |
| High school graduate | 8,790 | 29.4% |
| Some college or associate's | 9,037 | 30.2% |
| Bachelor's degree | 5,687 | 19.0% |
| Graduate or professional degree | 3,742 | 12.5% |
Commute to work
- Mean travel time to work
- 18 min
Drove alone72.4%
Carpooled13.2%
Public transit0.2%
Walked2.8%
Bicycle1.5%
Worked from home8.7%
Other means1.2%
How workers get to work
| Count | Share | |
|---|---|---|
| Drove alone | 12,605 | 72.4% |
| Carpooled | 2,301 | 13.2% |
| Public transit | 28 | 0.2% |
| Walked | 479 | 2.8% |
| Bicycle | 261 | 1.5% |
| Worked from home | 1,518 | 8.7% |
| Other means | 217 | 1.2% |
Travel time
| Count | Share | |
|---|---|---|
| Under 15 min | 8,308 | 52.3% |
| 15 to 29 min | 4,675 | 29.4% |
| 30 to 44 min | 1,501 | 9.4% |
| 45 to 59 min | 598 | 3.8% |
| 60+ min | 809 | 5.1% |
Households
- Average household size
- 2.23
- Poverty rate
- 11.4% (4,446 of 39,086)
| Count | Share | |
|---|---|---|
| Family households | 11,061 | 63.3% |
| Nonfamily households | 6,413 | 36.7% |
Housing
- Median year structure built
- 1986
Occupancy
| Count | Share | |
|---|---|---|
| Occupied | 17,474 | 90.6% |
| Vacant | 1,811 | 9.4% |
Tenure (of occupied units)
| Count | Share | |
|---|---|---|
| Owner-occupied | 11,811 | 67.6% |
| Renter-occupied | 5,663 | 32.4% |
1-unit, detached65.3%
1-unit, attached2.9%
2 to 4 units5.0%
5 to 19 units6.9%
20 or more units5.4%
Mobile home & other14.6%
Units in structure
| Count | Share | |
|---|---|---|
| 1-unit, detached | 12,596 | 65.3% |
| 1-unit, attached | 550 | 2.9% |
| 2 to 4 units | 958 | 5.0% |
| 5 to 19 units | 1,330 | 6.9% |
| 20 or more units | 1,037 | 5.4% |
| Mobile home & other | 2,814 | 14.6% |
Geography
- ZCTA
- 78028
- Land area
- 263 sq mi
- Water area
- 1.59 sq mi
- Center point
- 30.0357, -99.1652
Counties this ZIP covers
3Compare with nearby ZIP codes
6National ZIP rankings
21- Largest by population
- Most densely populated
- Highest median household income
- Highest median home value
- Most affordable home values
- Highest median gross rent
- Cheapest median gross rent
- Oldest by median age
- Youngest by median age
- Most college-educated
- Highest poverty rate
- Lowest poverty rate
- Highest homeownership rate
- Lowest homeownership rate
- Longest commutes
- Shortest commutes
- Largest households
- Newest housing
- Oldest housing
- Fastest-growing (2019–2023)
- Fastest-shrinking (2019–2023)