ZIP Code 48706

ZIP Code Tabulation Area in Bay County, Michigan.

Population: 38,756
Median household income: $61,908
Median home value: $142,300

Covering part of Bay County, Michigan, ZIP Code 48706 has about 38,756 residents. At $61,908, its median household income sits in line with Bay County's $60,523.

From 2019 to 2023, ZIP Code 48706's population declined 1.9% from 39,499 to 38,756, while its median gross rent rose 26.0% from $704 to $887.

The typical home was built around 1964. 13.9% of residents live below the poverty line.

Demographics

ACS 2019–2023

Population: 38,756
Median age: 44.8 yrs
Median household income: $61,908
Median home value: $142,300
Median gross rent: $887
Housing units: 18,163
Homeownership rate: 77.3%
Bachelor's degree or higher: 23.6%
Unemployment rate: 4.5%

Trends

ACS 5-year · 2019–2023

Population

39,49938,756

Median household income

$49,244$61,908

Median home value

$108,700$142,300

Median gross rent

$704$887

Year	Population	Median household income	Median home value	Median gross rent
2019	39,499	$49,244	$108,700	$704
2020	38,628	$48,169	$108,500	$716
2021	39,225	$53,002	$110,500	$755
2022	39,182	$58,211	$126,600	$832
2023	38,756	$61,908	$142,300	$887

Each year is a US Census Bureau ACS 5-year estimate ending that year.

Age distribution

Under 54.7%

5 to 1716.0%

18 to 247.5%

25 to 3411.3%

35 to 4410.7%

45 to 5412.2%

55 to 6415.0%

65 to 7412.3%

75 and over10.4%

	Count	Share
Under 5	1,817	4.7%
5 to 17	6,185	16.0%
18 to 24	2,914	7.5%
25 to 34	4,381	11.3%
35 to 44	4,137	10.7%
45 to 54	4,743	12.2%
55 to 64	5,799	15.0%
65 to 74	4,753	12.3%
75 and over	4,027	10.4%

Race & ethnicity

	Count	Share
White (non-Hispanic)	35,019	90.4%
Black or African American	311	0.8%
American Indian & Alaska Native	13	0.0%
Asian	89	0.2%
Native Hawaiian & Pacific Islander	60	0.2%
Some other race	101	0.3%
Two or more races	1,297	3.3%
Hispanic or Latino (any race)	1,866	4.8%

Educational attainment (age 25+)

No high school diploma7.5%

High school graduate31.9%

Some college or associate's37.1%

Bachelor's degree14.7%

Graduate or professional degree8.9%

	Count	Share
No high school diploma	2,080	7.5%
High school graduate	8,870	31.9%
Some college or associate's	10,322	37.1%
Bachelor's degree	4,100	14.7%
Graduate or professional degree	2,468	8.9%

Commute to work

Mean travel time to work: 22 min

Drove alone84.7%

Carpooled5.9%

Public transit0.4%

Walked0.9%

Bicycle0.3%

Worked from home7.5%

Other means0.3%

How workers get to work

	Count	Share
Drove alone	15,140	84.7%
Carpooled	1,061	5.9%
Public transit	74	0.4%
Walked	160	0.9%
Bicycle	51	0.3%
Worked from home	1,350	7.5%
Other means	45	0.3%

Travel time

	Count	Share
Under 15 min	6,018	36.4%
15 to 29 min	7,029	42.5%
30 to 44 min	2,150	13.0%
45 to 59 min	399	2.4%
60+ min	935	5.7%

Households

Average household size: 2.28
Poverty rate: 13.9% (5,345 of 38,456)

	Count	Share
Family households	10,295	61.2%
Nonfamily households	6,540	38.8%

Housing

Median year structure built: 1964

Occupancy

	Count	Share
Occupied	16,835	92.7%
Vacant	1,328	7.3%

Tenure (of occupied units)

	Count	Share
Owner-occupied	13,012	77.3%
Renter-occupied	3,823	22.7%

1-unit, detached75.4%

1-unit, attached5.8%

2 to 4 units4.2%

5 to 19 units4.4%

20 or more units5.2%

Mobile home & other5.0%

Units in structure

	Count	Share
1-unit, detached	13,701	75.4%
1-unit, attached	1,052	5.8%
2 to 4 units	756	4.2%
5 to 19 units	799	4.4%
20 or more units	943	5.2%
Mobile home & other	912	5.0%

ZIP Code 48706

Demographics

Trends

Age distribution

Race & ethnicity

Educational attainment (age 25+)

Commute to work

Households

Housing

Geography

Counties this ZIP covers

Compare with nearby ZIP codes

National ZIP rankings

Nearby ZIP codes