ZIP Code 48631

ZIP Code Tabulation Area in Bay County, Michigan.

Population: 4,058
Median household income: $77,813
Median home value: $164,400

Covering part of Bay County, Michigan, ZIP Code 48631 has about 4,058 residents. The median household income of $77,813 is above the Bay County median ($60,523).

Between 2019 and 2023, ZIP Code 48631's population declined 3.1% from 4,188 to 4,058, while its median gross rent rose 20.1% from $643 to $772.

Owners occupy 77.8% of the area's occupied homes. The median resident is 48.7 years old.

Demographics

ACS 2019–2023

Population: 4,058
Median age: 48.7 yrs
Median household income: $77,813
Median home value: $164,400
Median gross rent: $772
Housing units: 1,942
Homeownership rate: 77.8%
Bachelor's degree or higher: 19.7%
Unemployment rate: 1.4%

Trends

ACS 5-year · 2019–2023

Population

4,1884,058

Median household income

$55,925$77,813

Median home value

$130,300$164,400

Median gross rent

$643$772

Year	Population	Median household income	Median home value	Median gross rent
2019	4,188	$55,925	$130,300	$643
2020	4,186	$56,864	$141,700	$626
2021	4,053	$70,743	$141,400	$709
2022	3,924	$75,100	$156,300	$768
2023	4,058	$77,813	$164,400	$772

Each year is a US Census Bureau ACS 5-year estimate ending that year.

Age distribution

Under 54.6%

5 to 1714.1%

18 to 243.4%

25 to 346.7%

35 to 4413.3%

45 to 5418.7%

55 to 6418.5%

65 to 7412.3%

75 and over8.3%

	Count	Share
Under 5	186	4.6%
5 to 17	574	14.1%
18 to 24	139	3.4%
25 to 34	273	6.7%
35 to 44	541	13.3%
45 to 54	758	18.7%
55 to 64	751	18.5%
65 to 74	500	12.3%
75 and over	336	8.3%

Race & ethnicity

	Count	Share
White (non-Hispanic)	3,745	92.3%
Black or African American	43	1.1%
American Indian & Alaska Native	0	0.0%
Asian	0	0.0%
Native Hawaiian & Pacific Islander	0	0.0%
Some other race	16	0.4%
Two or more races	207	5.1%
Hispanic or Latino (any race)	47	1.2%

Educational attainment (age 25+)

No high school diploma9.2%

High school graduate37.8%

Some college or associate's33.3%

Bachelor's degree13.1%

Graduate or professional degree6.6%

	Count	Share
No high school diploma	291	9.2%
High school graduate	1,193	37.8%
Some college or associate's	1,053	33.3%
Bachelor's degree	415	13.1%
Graduate or professional degree	207	6.6%

Commute to work

Mean travel time to work: 19 min

Drove alone87.0%

Carpooled6.5%

Public transit0.0%

Walked0.2%

Bicycle0.0%

Worked from home4.3%

Other means2.0%

How workers get to work

	Count	Share
Drove alone	1,669	87.0%
Carpooled	124	6.5%
Public transit	0	0.0%
Walked	4	0.2%
Bicycle	0	0.0%
Worked from home	83	4.3%
Other means	38	2.0%

Travel time

	Count	Share
Under 15 min	468	25.5%
15 to 29 min	1,007	54.9%
30 to 44 min	329	17.9%
45 to 59 min	27	1.5%
60+ min	4	0.2%

Households

Average household size: 2.22
Poverty rate: 8.2% (327 of 3,997)

	Count	Share
Family households	1,236	68.6%
Nonfamily households	565	31.4%

Housing

Median year structure built: 1974

Occupancy

	Count	Share
Occupied	1,801	92.7%
Vacant	141	7.3%

Tenure (of occupied units)

	Count	Share
Owner-occupied	1,402	77.8%
Renter-occupied	399	22.2%

1-unit, detached85.7%

1-unit, attached0.9%

2 to 4 units0.0%

5 to 19 units2.7%

20 or more units0.0%

Mobile home & other10.7%

Units in structure

	Count	Share
1-unit, detached	1,665	85.7%
1-unit, attached	17	0.9%
2 to 4 units	0	0.0%
5 to 19 units	53	2.7%
20 or more units	0	0.0%
Mobile home & other	207	10.7%

ZIP Code 48631

Demographics

Trends

Age distribution

Race & ethnicity

Educational attainment (age 25+)

Commute to work

Households

Housing

Geography

Counties this ZIP covers

Compare with nearby ZIP codes

National ZIP rankings

Nearby ZIP codes