ZIP Code 40965

ZIP Code Tabulation Area in Bell County, Kentucky.

Population: 11,698
Median household income: $30,980
Median home value: $84,500

ZIP Code 40965 is a ZIP Code Tabulation Area in Bell County, Kentucky, home to about 11,698 residents. The median household income of $30,980 is below the Bell County median ($32,403).

Between 2019 and 2023, ZIP Code 40965's population declined 2.1% from 11,954 to 11,698, while its median gross rent rose 19.0% from $558 to $664.

The median resident is 41.1 years old. The largest age group is 5 to 17, 16.5% of residents.

Demographics

ACS 2019–2023

Population: 11,698
Median age: 41.1 yrs
Median household income: $30,980
Median home value: $84,500
Median gross rent: $664
Housing units: 6,047
Homeownership rate: 57.0%
Bachelor's degree or higher: 15.3%
Unemployment rate: 12.5%

Trends

ACS 5-year · 2019–2023

Population

11,95411,698

Median household income

$26,334$30,980

Median home value

$88,900$84,500

Median gross rent

$558$664

Year	Population	Median household income	Median home value	Median gross rent
2019	11,954	$26,334	$88,900	$558
2020	11,301	$26,412	$70,600	$589
2021	11,661	$27,500	$69,800	$549
2022	11,635	$30,000	$82,700	$611
2023	11,698	$30,980	$84,500	$664

Each year is a US Census Bureau ACS 5-year estimate ending that year.

Age distribution

Under 55.3%

5 to 1716.5%

18 to 247.7%

25 to 3413.6%

35 to 4411.6%

45 to 5411.5%

55 to 6415.3%

65 to 749.9%

75 and over8.6%

	Count	Share
Under 5	625	5.3%
5 to 17	1,929	16.5%
18 to 24	905	7.7%
25 to 34	1,596	13.6%
35 to 44	1,354	11.6%
45 to 54	1,345	11.5%
55 to 64	1,786	15.3%
65 to 74	1,153	9.9%
75 and over	1,005	8.6%

Race & ethnicity

	Count	Share
White (non-Hispanic)	10,629	90.9%
Black or African American	393	3.4%
American Indian & Alaska Native	21	0.2%
Asian	33	0.3%
Native Hawaiian & Pacific Islander	0	0.0%
Some other race	25	0.2%
Two or more races	467	4.0%
Hispanic or Latino (any race)	130	1.1%

Educational attainment (age 25+)

No high school diploma18.8%

High school graduate33.5%

Some college or associate's32.4%

Bachelor's degree10.1%

Graduate or professional degree5.2%

	Count	Share
No high school diploma	1,547	18.8%
High school graduate	2,762	33.5%
Some college or associate's	2,669	32.4%
Bachelor's degree	833	10.1%
Graduate or professional degree	428	5.2%

Commute to work

Mean travel time to work: 18 min

Drove alone63.4%

Carpooled28.2%

Public transit0.0%

Walked3.3%

Bicycle0.8%

Worked from home3.7%

Other means0.6%

How workers get to work

	Count	Share
Drove alone	2,103	63.4%
Carpooled	936	28.2%
Public transit	0	0.0%
Walked	108	3.3%
Bicycle	25	0.8%
Worked from home	124	3.7%
Other means	19	0.6%

Travel time

	Count	Share
Under 15 min	1,844	57.8%
15 to 29 min	648	20.3%
30 to 44 min	369	11.6%
45 to 59 min	131	4.1%
60+ min	199	6.2%

Households

Average household size: 2.32
Poverty rate: 29.7% (3,436 of 11,564)

	Count	Share
Family households	2,838	57.1%
Nonfamily households	2,135	42.9%

Housing

Median year structure built: 1976

Occupancy

	Count	Share
Occupied	4,973	82.2%
Vacant	1,074	17.8%

Tenure (of occupied units)

	Count	Share
Owner-occupied	2,833	57.0%
Renter-occupied	2,140	43.0%

1-unit, detached61.7%

1-unit, attached0.4%

2 to 4 units8.3%

5 to 19 units7.9%

20 or more units2.7%

Mobile home & other19.1%

Units in structure

	Count	Share
1-unit, detached	3,729	61.7%
1-unit, attached	24	0.4%
2 to 4 units	502	8.3%
5 to 19 units	477	7.9%
20 or more units	163	2.7%
Mobile home & other	1,152	19.1%

ZIP Code 40965

Demographics

Trends

Age distribution

Race & ethnicity

Educational attainment (age 25+)

Commute to work

Households

Housing

Geography

Counties this ZIP covers

Compare with nearby ZIP codes

National ZIP rankings

Nearby ZIP codes