ZIP Code 12197
ZIP Code Tabulation Area in Otsego County, New York.
- Population
- 2,275
- Median household income
- $78,750
- Median home value
- $163,300
+21.0%’19–’23
+61.7%’19–’23
+26.3%’19–’23
Covering part of Otsego County, New York, ZIP Code 12197 has about 2,275 residents. At $78,750, its median household income sits above Otsego County's $67,086.
Between 2019 and 2023, ZIP Code 12197's population grew 21.0% from 1,880 to 2,275, while its median gross rent fell 10.7% from $877 to $783.
18.3% of residents live below the poverty line. Households average 2.88 people.
Demographics
ACS 2019–2023- Population
- 2,275
- Median age
- 45.5 yrs
- Median household income
- $78,750
- Median home value
- $163,300
- Median gross rent
- $783
- Housing units
- 1,222
- Homeownership rate
- 95.3%
- Bachelor's degree or higher
- 27.8%
- Unemployment rate
- 3.3%
Trends
ACS 5-year · 2019–20231,8802,275
$48,704$78,750
$129,300$163,300
$877$783
| Year | Population | Median household income | Median home value | Median gross rent |
|---|---|---|---|---|
| 2019 | 1,880 | $48,704 | $129,300 | $877 |
| 2020 | 2,139 | $69,917 | $127,200 | $882 |
| 2021 | 2,119 | $77,250 | $153,400 | $749 |
| 2022 | 1,951 | $78,750 | $146,600 | $822 |
| 2023 | 2,275 | $78,750 | $163,300 | $783 |
Each year is a US Census Bureau ACS 5-year estimate ending that year.
Age distribution
Under 59.7%
5 to 179.8%
18 to 2411.1%
25 to 3410.5%
35 to 448.3%
45 to 5411.5%
55 to 6419.7%
65 to 7411.3%
75 and over8.0%
| Count | Share | |
|---|---|---|
| Under 5 | 221 | 9.7% |
| 5 to 17 | 223 | 9.8% |
| 18 to 24 | 253 | 11.1% |
| 25 to 34 | 238 | 10.5% |
| 35 to 44 | 189 | 8.3% |
| 45 to 54 | 262 | 11.5% |
| 55 to 64 | 448 | 19.7% |
| 65 to 74 | 258 | 11.3% |
| 75 and over | 183 | 8.0% |
Race & ethnicity
| Count | Share | |
|---|---|---|
| White (non-Hispanic) | 1,893 | 83.2% |
| Black or African American | 12 | 0.5% |
| American Indian & Alaska Native | 6 | 0.3% |
| Asian | 0 | 0.0% |
| Native Hawaiian & Pacific Islander | 0 | 0.0% |
| Some other race | 0 | 0.0% |
| Two or more races | 121 | 5.3% |
| Hispanic or Latino (any race) | 243 | 10.7% |
Educational attainment (age 25+)
No high school diploma4.8%
High school graduate26.0%
Some college or associate's41.4%
Bachelor's degree13.8%
Graduate or professional degree14.0%
| Count | Share | |
|---|---|---|
| No high school diploma | 76 | 4.8% |
| High school graduate | 411 | 26.0% |
| Some college or associate's | 653 | 41.4% |
| Bachelor's degree | 217 | 13.8% |
| Graduate or professional degree | 221 | 14.0% |
Commute to work
- Mean travel time to work
- 28 min
Drove alone73.3%
Carpooled13.8%
Public transit0.0%
Walked4.4%
Bicycle0.0%
Worked from home8.6%
Other means0.0%
How workers get to work
| Count | Share | |
|---|---|---|
| Drove alone | 786 | 73.3% |
| Carpooled | 148 | 13.8% |
| Public transit | 0 | 0.0% |
| Walked | 47 | 4.4% |
| Bicycle | 0 | 0.0% |
| Worked from home | 92 | 8.6% |
| Other means | 0 | 0.0% |
Travel time
| Count | Share | |
|---|---|---|
| Under 15 min | 224 | 22.8% |
| 15 to 29 min | 349 | 35.6% |
| 30 to 44 min | 260 | 26.5% |
| 45 to 59 min | 33 | 3.4% |
| 60+ min | 115 | 11.7% |
Households
- Average household size
- 2.88
- Poverty rate
- 18.3% (416 of 2,273)
| Count | Share | |
|---|---|---|
| Family households | 571 | 73.2% |
| Nonfamily households | 209 | 26.8% |
Housing
- Median year structure built
- 1947
Occupancy
| Count | Share | |
|---|---|---|
| Occupied | 780 | 63.8% |
| Vacant | 442 | 36.2% |
Tenure (of occupied units)
| Count | Share | |
|---|---|---|
| Owner-occupied | 743 | 95.3% |
| Renter-occupied | 37 | 4.7% |
1-unit, detached82.9%
1-unit, attached0.0%
2 to 4 units3.0%
5 to 19 units0.0%
20 or more units0.0%
Mobile home & other14.1%
Units in structure
| Count | Share | |
|---|---|---|
| 1-unit, detached | 1,013 | 82.9% |
| 1-unit, attached | 0 | 0.0% |
| 2 to 4 units | 37 | 3.0% |
| 5 to 19 units | 0 | 0.0% |
| 20 or more units | 0 | 0.0% |
| Mobile home & other | 172 | 14.1% |
Geography
- ZCTA
- 12197
- Land area
- 65 sq mi
- Water area
- 0.37 sq mi
- Center point
- 42.6100, -74.7247
Counties this ZIP covers
2Compare with nearby ZIP codes
6National ZIP rankings
21- Largest by population
- Most densely populated
- Highest median household income
- Highest median home value
- Most affordable home values
- Highest median gross rent
- Cheapest median gross rent
- Oldest by median age
- Youngest by median age
- Most college-educated
- Highest poverty rate
- Lowest poverty rate
- Highest homeownership rate
- Lowest homeownership rate
- Longest commutes
- Shortest commutes
- Largest households
- Newest housing
- Oldest housing
- Fastest-growing (2019–2023)
- Fastest-shrinking (2019–2023)