Cold Spring

Population: 4,201
Median household income: $72,022
Median home value: $242,000

Located in Stearns County, Minnesota, Cold Spring is a community with a population of 4,201. The median household income of $72,022 is below the Stearns County median ($76,447).

Between 2019 and 2023, Cold Spring's population held roughly steady from 4,189 to 4,201, while its median home value rose 42.1% from $170,300 to $242,000.

Households average 2.38 people. The median gross rent is $1,297.

Demographics

ACS 2019–2023

Population: 4,201
Median age: 40.9 yrs
Median household income: $72,022
Median home value: $242,000
Median gross rent: $1,297
Housing units: 1,802
Homeownership rate: 68.9%
Bachelor's degree or higher: 29.1%
Unemployment rate: 3.8%

Trends

ACS 5-year · 2019–2023

Population

4,1894,201

Median household income

$61,548$72,022

Median home value

$170,300$242,000

Median gross rent

$942$1,297

Year	Population	Median household income	Median home value	Median gross rent
2019	4,189	$61,548	$170,300	$942
2020	4,238	$63,833	$180,800	$882
2021	4,168	$69,286	$189,700	$936
2022	4,180	$71,609	$222,800	$1,246
2023	4,201	$72,022	$242,000	$1,297

Each year is a US Census Bureau ACS 5-year estimate ending that year.

Age distribution

Under 58.4%

5 to 1715.4%

18 to 249.7%

25 to 3411.1%

35 to 4411.7%

45 to 5410.0%

55 to 6413.7%

65 to 746.0%

75 and over13.9%

	Count	Share
Under 5	353	8.4%
5 to 17	647	15.4%
18 to 24	409	9.7%
25 to 34	465	11.1%
35 to 44	492	11.7%
45 to 54	421	10.0%
55 to 64	576	13.7%
65 to 74	252	6.0%
75 and over	586	13.9%

Race & ethnicity

	Count	Share
White (non-Hispanic)	3,887	92.5%
Black or African American	6	0.1%
American Indian & Alaska Native	7	0.2%
Asian	0	0.0%
Native Hawaiian & Pacific Islander	0	0.0%
Some other race	0	0.0%
Two or more races	57	1.4%
Hispanic or Latino (any race)	244	5.8%

Educational attainment (age 25+)

No high school diploma7.7%

High school graduate25.6%

Some college or associate's37.6%

Bachelor's degree22.9%

Graduate or professional degree6.2%

	Count	Share
No high school diploma	216	7.7%
High school graduate	714	25.6%
Some college or associate's	1,049	37.6%
Bachelor's degree	640	22.9%
Graduate or professional degree	173	6.2%

Commute to work

Mean travel time to work: 22 min

Drove alone86.7%

Carpooled2.4%

Public transit0.4%

Walked3.0%

Bicycle0.0%

Worked from home6.7%

Other means0.9%

How workers get to work

	Count	Share
Drove alone	1,916	86.7%
Carpooled	53	2.4%
Public transit	8	0.4%
Walked	66	3.0%
Bicycle	0	0.0%
Worked from home	147	6.7%
Other means	20	0.9%

Travel time

	Count	Share
Under 15 min	730	35.4%
15 to 29 min	741	35.9%
30 to 44 min	440	21.3%
45 to 59 min	66	3.2%
60+ min	86	4.2%

Households

Average household size: 2.38
Poverty rate: 9.9% (407 of 4,121)

	Count	Share
Family households	1,184	68.8%
Nonfamily households	537	31.2%

Housing

Median year structure built: 1990

Occupancy

	Count	Share
Occupied	1,721	95.5%
Vacant	81	4.5%

Tenure (of occupied units)

	Count	Share
Owner-occupied	1,186	68.9%
Renter-occupied	535	31.1%

1-unit, detached65.1%

1-unit, attached9.4%

2 to 4 units2.7%

5 to 19 units5.1%

20 or more units15.4%

Mobile home & other2.2%

Units in structure

	Count	Share
1-unit, detached	1,174	65.1%
1-unit, attached	170	9.4%
2 to 4 units	48	2.7%
5 to 19 units	92	5.1%
20 or more units	278	15.4%
Mobile home & other	40	2.2%

Geography

Place GEOID: 2712484
Type (LSAD): 25
Land area: 2.8 sq mi
Water area: 0.05 sq mi
Center point: 45.4583, -94.4282