Gem Lake

Population: 521
Median household income: $146,250
Median home value: $536,600

Located in Ramsey County, Minnesota, Gem Lake is a community with a population of 521. Its median household income of $146,250 runs above the Ramsey County figure of $81,004.

Between 2019 and 2023, Gem Lake's population declined 8.1% from 567 to 521, while its median home value rose 61.8% from $331,700 to $536,600.

52.6% of adults 25 and older hold a bachelor's degree or higher. Owners occupy 90.4% of the area's occupied homes.

Demographics

ACS 2019–2023

Population: 521
Median age: 41.2 yrs
Median household income: $146,250
Median home value: $536,600
Median gross rent: $1,750
Housing units: 186
Homeownership rate: 90.4%
Bachelor's degree or higher: 52.6%
Unemployment rate: 0.4%

Trends

ACS 5-year · 2019–2023

Population

567521

Median household income

$124,844$146,250

Median home value

$331,700$536,600

Median gross rent

$1,536$1,750

Year	Population	Median household income	Median home value	Median gross rent
2019	567	$124,844	$331,700	$1,536
2020	528	$117,500	$344,200	$1,536
2021	500	$117,500	$373,100	$1,583
2022	475	$129,583	$452,600	$1,203
2023	521	$146,250	$536,600	$1,750

Each year is a US Census Bureau ACS 5-year estimate ending that year.

Age distribution

Under 58.1%

5 to 1717.9%

18 to 246.5%

25 to 346.1%

35 to 4414.4%

45 to 545.4%

55 to 6419.6%

65 to 7412.5%

75 and over9.6%

	Count	Share
Under 5	42	8.1%
5 to 17	93	17.9%
18 to 24	34	6.5%
25 to 34	32	6.1%
35 to 44	75	14.4%
45 to 54	28	5.4%
55 to 64	102	19.6%
65 to 74	65	12.5%
75 and over	50	9.6%

Race & ethnicity

	Count	Share
White (non-Hispanic)	485	93.1%
Black or African American	0	0.0%
American Indian & Alaska Native	0	0.0%
Asian	21	4.0%
Native Hawaiian & Pacific Islander	0	0.0%
Some other race	0	0.0%
Two or more races	15	2.9%
Hispanic or Latino (any race)	0	0.0%

Educational attainment (age 25+)

No high school diploma0.3%

High school graduate22.2%

Some college or associate's25.0%

Bachelor's degree27.6%

Graduate or professional degree25.0%

	Count	Share
No high school diploma	1	0.3%
High school graduate	78	22.2%
Some college or associate's	88	25.0%
Bachelor's degree	97	27.6%
Graduate or professional degree	88	25.0%

Commute to work

Mean travel time to work: 21 min

Drove alone73.0%

Carpooled3.3%

Public transit0.4%

Walked1.6%

Bicycle0.0%

Worked from home21.3%

Other means0.4%

How workers get to work

	Count	Share
Drove alone	178	73.0%
Carpooled	8	3.3%
Public transit	1	0.4%
Walked	4	1.6%
Bicycle	0	0.0%
Worked from home	52	21.3%
Other means	1	0.4%

Travel time

	Count	Share
Under 15 min	59	30.7%
15 to 29 min	86	44.8%
30 to 44 min	29	15.1%
45 to 59 min	12	6.3%
60+ min	6	3.1%

Households

Average household size: 2.94
Poverty rate: 2.3% (12 of 521)

	Count	Share
Family households	153	86.4%
Nonfamily households	24	13.6%

Housing

Median year structure built: 1974

Occupancy

	Count	Share
Occupied	177	95.2%
Vacant	9	4.8%

Tenure (of occupied units)

	Count	Share
Owner-occupied	160	90.4%
Renter-occupied	17	9.6%

1-unit, detached96.2%

1-unit, attached3.8%

2 to 4 units0.0%

5 to 19 units0.0%

20 or more units0.0%

Mobile home & other0.0%

Units in structure

	Count	Share
1-unit, detached	179	96.2%
1-unit, attached	7	3.8%
2 to 4 units	0	0.0%
5 to 19 units	0	0.0%
20 or more units	0	0.0%
Mobile home & other	0	0.0%

Geography

Place GEOID: 2723318
Type (LSAD): 25
Land area: 1.04 sq mi
Water area: 0.06 sq mi
Center point: 45.0611, -93.0381