Waterloo

Population: 11,055
Median household income: $92,005
Median home value: $237,900

Located in Monroe County, Illinois, Waterloo is a community with a population of 11,055. The median household income of $92,005 is below the Monroe County median ($101,635).

Between 2019 and 2023, Waterloo's population grew 6.6% from 10,367 to 11,055, while its median home value rose 23.8% from $192,100 to $237,900.

The typical home was built around 1991. 5.5% of residents live below the poverty line.

Demographics

ACS 2019–2023

Population: 11,055
Median age: 40.2 yrs
Median household income: $92,005
Median home value: $237,900
Median gross rent: $873
Housing units: 4,651
Homeownership rate: 76.9%
Bachelor's degree or higher: 36.4%
Unemployment rate: 3.4%

Trends

ACS 5-year · 2019–2023

Population

10,36711,055

Median household income

$67,682$92,005

Median home value

$192,100$237,900

Median gross rent

$830$873

Year	Population	Median household income	Median home value	Median gross rent
2019	10,367	$67,682	$192,100	$830
2020	10,417	$71,207	$204,400	$766
2021	10,906	$79,107	$207,400	$816
2022	11,012	$88,019	$227,600	$849
2023	11,055	$92,005	$237,900	$873

Each year is a US Census Bureau ACS 5-year estimate ending that year.

Age distribution

Under 55.4%

5 to 1716.4%

18 to 248.5%

25 to 3411.1%

35 to 4416.4%

45 to 548.9%

55 to 6413.1%

65 to 7412.4%

75 and over7.7%

	Count	Share
Under 5	601	5.4%
5 to 17	1,809	16.4%
18 to 24	944	8.5%
25 to 34	1,228	11.1%
35 to 44	1,815	16.4%
45 to 54	981	8.9%
55 to 64	1,452	13.1%
65 to 74	1,370	12.4%
75 and over	855	7.7%

Race & ethnicity

	Count	Share
White (non-Hispanic)	10,549	95.4%
Black or African American	90	0.8%
American Indian & Alaska Native	16	0.1%
Asian	123	1.1%
Native Hawaiian & Pacific Islander	0	0.0%
Some other race	0	0.0%
Two or more races	85	0.8%
Hispanic or Latino (any race)	192	1.7%

Educational attainment (age 25+)

No high school diploma3.8%

High school graduate22.4%

Some college or associate's37.4%

Bachelor's degree23.6%

Graduate or professional degree12.8%

	Count	Share
No high school diploma	291	3.8%
High school graduate	1,724	22.4%
Some college or associate's	2,881	37.4%
Bachelor's degree	1,817	23.6%
Graduate or professional degree	988	12.8%

Commute to work

Mean travel time to work: 27 min

Drove alone76.8%

Carpooled7.6%

Public transit0.0%

Walked1.4%

Bicycle0.0%

Worked from home11.6%

Other means2.5%

How workers get to work

	Count	Share
Drove alone	4,358	76.8%
Carpooled	433	7.6%
Public transit	1	0.0%
Walked	82	1.4%
Bicycle	0	0.0%
Worked from home	659	11.6%
Other means	144	2.5%

Travel time

	Count	Share
Under 15 min	1,599	31.9%
15 to 29 min	969	19.3%
30 to 44 min	1,448	28.9%
45 to 59 min	611	12.2%
60+ min	391	7.8%

Households

Average household size: 2.47
Poverty rate: 5.5% (591 of 10,807)

	Count	Share
Family households	2,984	67.9%
Nonfamily households	1,411	32.1%

Housing

Median year structure built: 1991

Occupancy

	Count	Share
Occupied	4,395	94.5%
Vacant	256	5.5%

Tenure (of occupied units)

	Count	Share
Owner-occupied	3,381	76.9%
Renter-occupied	1,014	23.1%

1-unit, detached75.4%

1-unit, attached4.4%

2 to 4 units7.8%

5 to 19 units9.5%

20 or more units2.9%

Mobile home & other0.0%

Units in structure

	Count	Share
1-unit, detached	3,507	75.4%
1-unit, attached	203	4.4%
2 to 4 units	364	7.8%
5 to 19 units	443	9.5%
20 or more units	134	2.9%
Mobile home & other	0	0.0%

Geography

Place GEOID: 1779150
Type (LSAD): 25
Land area: 8.29 sq mi
Water area: 0.13 sq mi
Center point: 38.3412, -90.1527