Charlotte County vs Okaloosa County

A side-by-side comparison of Charlotte County and Okaloosa County: population, income, housing, and more.

Charlotte County and Okaloosa County are counties in Florida. This page compares them across population, income, housing, education, commuting, and how each has changed since 2019.

Okaloosa County has the higher population (214,281 vs 195,083 in Charlotte County). Okaloosa County has the higher median household income ($79,097 vs $66,154 in Charlotte County). Okaloosa County has the higher median home value ($324,800 vs $291,000 in Charlotte County).

Population, income & housing

	Charlotte County	Okaloosa County
Population	195,083	214,281
Median age	60.0 yrs	37.3 yrs
Median household income	$66,154	$79,097
Median home value	$291,000	$324,800
Median gross rent	$1,289	$1,475
Housing units	114,821	102,475
Homeownership rate	83.2%	67.8%
Bachelor's degree or higher	25.3%	34.2%
Unemployment rate	5.6%	3.1%

Trends (ACS 5-year, 2019–2023)

	Charlotte County	Okaloosa County
Population	181,067 → 195,083 (+7.7%)	203,794 → 214,281 (+5.1%)
Median household income	$51,499 → $66,154 (+28.5%)	$63,412 → $79,097 (+24.7%)
Median home value	$195,400 → $291,000 (+48.9%)	$219,100 → $324,800 (+48.2%)
Median gross rent	$1,032 → $1,289 (+24.9%)	$1,127 → $1,475 (+30.9%)

Charlotte County

Population

181,067195,083

Median household income

$51,499$66,154

Median home value

$195,400$291,000

Median gross rent

$1,032$1,289

Okaloosa County

Population

203,794214,281

Median household income

$63,412$79,097

Median home value

$219,100$324,800

Median gross rent

$1,127$1,475

Age & race/ethnicity

Age distribution (share)

	Charlotte County	Okaloosa County
Under 5	2.8%	6.3%
5 to 17	9.0%	16.4%
18 to 24	4.9%	8.5%
25 to 34	7.7%	15.4%
35 to 44	7.9%	13.2%
45 to 54	9.8%	10.7%
55 to 64	17.4%	13.2%
65 to 74	21.6%	9.9%
75 and over	18.8%	6.5%

Race & ethnicity (share)

	Charlotte County	Okaloosa County
White (non-Hispanic)	82.4%	70.1%
Black or African American	5.1%	9.2%
American Indian & Alaska Native	0.1%	0.2%
Asian	1.3%	3.2%
Native Hawaiian & Pacific Islander	0.0%	0.1%
Some other race	0.2%	0.5%
Two or more races	3.0%	6.0%
Hispanic or Latino	7.8%	10.8%

Educational attainment (age 25+)

Share of adults 25+

	Charlotte County	Okaloosa County
No high school diploma	7.8%	6.6%
High school graduate	33.0%	24.2%
Some college or associate's	34.0%	35.0%
Bachelor's degree	15.5%	21.2%
Graduate or professional degree	9.8%	13.0%

Commute to work

How workers get to work (share)

	Charlotte County	Okaloosa County
Drove alone	73.0%	76.4%
Carpooled	7.7%	10.5%
Public transit	0.2%	0.3%
Walked	1.0%	1.7%
Bicycle	0.5%	0.6%
Worked from home	15.3%	9.2%
Other means	2.2%	1.2%

Housing

Units in structure (share)

	Charlotte County	Okaloosa County
1-unit, detached	67.8%	63.4%
1-unit, attached	3.2%	6.3%
2 to 4 units	5.1%	4.6%
5 to 19 units	7.1%	7.5%
20 or more units	5.9%	13.7%
Mobile home & other	11.0%	4.5%

Poverty & households

	Charlotte County	Okaloosa County
Poverty rate	9.6%	9.3%
Average household size	2.18	2.49
Mean commute (minutes)	27	26
Median year structure built	1990	1990