Bay County vs Charlotte County

A side-by-side comparison of Bay County and Charlotte County: population, income, housing, and more.

Bay County and Charlotte County are counties in Florida. This page compares them across population, income, housing, education, commuting, and how each has changed since 2019.

Charlotte County has the higher population (195,083 vs 181,368 in Bay County). Bay County has the higher median household income ($70,188 vs $66,154 in Charlotte County). Charlotte County has the higher median home value ($291,000 vs $276,900 in Bay County).

Population, income & housing

	Bay County	Charlotte County
Population	181,368	195,083
Median age	41.4 yrs	60.0 yrs
Median household income	$70,188	$66,154
Median home value	$276,900	$291,000
Median gross rent	$1,424	$1,289
Housing units	106,209	114,821
Homeownership rate	68.3%	83.2%
Bachelor's degree or higher	28.0%	25.3%
Unemployment rate	3.6%	5.6%

Trends (ACS 5-year, 2019–2023)

	Bay County	Charlotte County
Population	182,161 → 181,368 (-0.4%)	181,067 → 195,083 (+7.7%)
Median household income	$54,316 → $70,188 (+29.2%)	$51,499 → $66,154 (+28.5%)
Median home value	$178,400 → $276,900 (+55.2%)	$195,400 → $291,000 (+48.9%)
Median gross rent	$1,049 → $1,424 (+35.7%)	$1,032 → $1,289 (+24.9%)

Bay County

Population

182,161181,368

Median household income

$54,316$70,188

Median home value

$178,400$276,900

Median gross rent

$1,049$1,424

Charlotte County

Population

181,067195,083

Median household income

$51,499$66,154

Median home value

$195,400$291,000

Median gross rent

$1,032$1,289

Age & race/ethnicity

Age distribution (share)

	Bay County	Charlotte County
Under 5	5.6%	2.8%
5 to 17	15.5%	9.0%
18 to 24	7.4%	4.9%
25 to 34	13.3%	7.7%
35 to 44	12.7%	7.9%
45 to 54	12.5%	9.8%
55 to 64	14.8%	17.4%
65 to 74	11.1%	21.6%
75 and over	7.1%	18.8%

Race & ethnicity (share)

	Bay County	Charlotte County
White (non-Hispanic)	73.7%	82.4%
Black or African American	9.8%	5.1%
American Indian & Alaska Native	0.2%	0.1%
Asian	1.9%	1.3%
Native Hawaiian & Pacific Islander	0.1%	0.0%
Some other race	0.7%	0.2%
Two or more races	5.2%	3.0%
Hispanic or Latino	8.4%	7.8%

Educational attainment (age 25+)

Share of adults 25+

	Bay County	Charlotte County
No high school diploma	9.2%	7.8%
High school graduate	27.9%	33.0%
Some college or associate's	34.9%	34.0%
Bachelor's degree	17.8%	15.5%
Graduate or professional degree	10.2%	9.8%

Commute to work

How workers get to work (share)

	Bay County	Charlotte County
Drove alone	76.4%	73.0%
Carpooled	11.6%	7.7%
Public transit	0.6%	0.2%
Walked	1.1%	1.0%
Bicycle	0.4%	0.5%
Worked from home	8.8%	15.3%
Other means	1.2%	2.2%

Housing

Units in structure (share)

	Bay County	Charlotte County
1-unit, detached	50.8%	67.8%
1-unit, attached	4.7%	3.2%
2 to 4 units	6.5%	5.1%
5 to 19 units	8.4%	7.1%
20 or more units	17.8%	5.9%
Mobile home & other	11.7%	11.0%

Poverty & households

	Bay County	Charlotte County
Poverty rate	11.7%	9.6%
Average household size	2.35	2.18
Mean commute (minutes)	25	27
Median year structure built	1992	1990