Monticello vs Otsego

A side-by-side comparison of Monticello and Otsego: population, income, housing, and more.

Monticello and Otsego are places in Minnesota. This page compares them across population, income, housing, education, commuting, and how each has changed since 2019.

Otsego has the higher population (21,358 vs 14,607 in Monticello). Otsego has the higher median household income ($127,219 vs $81,563 in Monticello). Otsego has the higher median home value ($367,200 vs $298,400 in Monticello).

Population, income & housing

	Monticello	Otsego
Population	14,607	21,358
Median age	33.7 yrs	34.4 yrs
Median household income	$81,563	$127,219
Median home value	$298,400	$367,200
Median gross rent	$1,462	$1,696
Housing units	5,565	7,240
Homeownership rate	64.9%	91.2%
Bachelor's degree or higher	23.5%	41.8%
Unemployment rate	2.2%	1.5%

Trends (ACS 5-year, 2019–2023)

	Monticello	Otsego
Population	13,583 → 14,607 (+7.5%)	16,763 → 21,358 (+27.4%)
Median household income	$70,394 → $81,563 (+15.9%)	$105,290 → $127,219 (+20.8%)
Median home value	$199,900 → $298,400 (+49.3%)	$261,600 → $367,200 (+40.4%)
Median gross rent	$1,023 → $1,462 (+42.9%)	$1,362 → $1,696 (+24.5%)

Monticello

Population

13,58314,607

Median household income

$70,394$81,563

Median home value

$199,900$298,400

Median gross rent

$1,023$1,462

Otsego

Population

16,76321,358

Median household income

$105,290$127,219

Median home value

$261,600$367,200

Median gross rent

$1,362$1,696

Age & race/ethnicity

Age distribution (share)

	Monticello	Otsego
Under 5	6.9%	7.9%
5 to 17	19.6%	22.9%
18 to 24	11.2%	5.9%
25 to 34	14.5%	14.2%
35 to 44	15.8%	17.0%
45 to 54	10.9%	11.7%
55 to 64	11.4%	9.5%
65 to 74	5.6%	7.1%
75 and over	4.2%	3.8%

Race & ethnicity (share)

	Monticello	Otsego
White (non-Hispanic)	84.7%	82.6%
Black or African American	1.4%	6.7%
American Indian & Alaska Native	0.0%	0.0%
Asian	3.4%	2.3%
Native Hawaiian & Pacific Islander	0.0%	0.0%
Some other race	0.0%	0.6%
Two or more races	3.6%	4.3%
Hispanic or Latino	6.9%	3.4%

Educational attainment (age 25+)

Share of adults 25+

	Monticello	Otsego
No high school diploma	11.9%	3.3%
High school graduate	31.3%	19.2%
Some college or associate's	33.3%	35.7%
Bachelor's degree	16.3%	31.1%
Graduate or professional degree	7.3%	10.7%

Commute to work

How workers get to work (share)

	Monticello	Otsego
Drove alone	74.5%	76.3%
Carpooled	11.7%	8.9%
Public transit	0.1%	0.6%
Walked	1.5%	0.3%
Bicycle	0.2%	0.0%
Worked from home	10.3%	13.4%
Other means	1.7%	0.6%

Housing

Units in structure (share)

	Monticello	Otsego
1-unit, detached	57.0%	78.1%
1-unit, attached	10.1%	18.3%
2 to 4 units	3.5%	0.0%
5 to 19 units	8.7%	0.5%
20 or more units	10.8%	1.3%
Mobile home & other	9.9%	1.7%

Poverty & households

	Monticello	Otsego
Poverty rate	8.8%	0.8%
Average household size	2.64	3.02
Mean commute (minutes)	29	32
Median year structure built	1997	2007