Waterloo

Population: 4,600
Median household income: $52,404
Median home value: $111,300

Located in Seneca County, New York, Waterloo is a community with a population of 4,600. The median household income of $52,404 is below the Seneca County median ($66,007).

From 2019 to 2023, Waterloo's population declined 6.6% from 4,924 to 4,600, while its median home value rose 27.6% from $87,200 to $111,300.

The typical home was built around 1938. 11.3% of residents live below the poverty line.

Demographics

ACS 2019–2023

Population: 4,600
Median age: 50.0 yrs
Median household income: $52,404
Median home value: $111,300
Median gross rent: $910
Housing units: 2,185
Homeownership rate: 68.9%
Bachelor's degree or higher: 23.4%
Unemployment rate: 6.3%

Trends

ACS 5-year · 2019–2023

Population

4,9244,600

Median household income

$59,154$52,404

Median home value

$87,200$111,300

Median gross rent

$767$910

Year	Population	Median household income	Median home value	Median gross rent
2019	4,924	$59,154	$87,200	$767
2020	4,707	$58,255	$91,400	$782
2021	4,579	$60,347	$93,200	$846
2022	4,587	$65,712	$106,500	$868
2023	4,600	$52,404	$111,300	$910

Each year is a US Census Bureau ACS 5-year estimate ending that year.

Age distribution

Under 55.7%

5 to 1711.7%

18 to 247.5%

25 to 3414.8%

35 to 446.9%

45 to 5411.4%

55 to 6416.0%

65 to 7411.3%

75 and over14.6%

	Count	Share
Under 5	264	5.7%
5 to 17	537	11.7%
18 to 24	347	7.5%
25 to 34	683	14.8%
35 to 44	316	6.9%
45 to 54	524	11.4%
55 to 64	737	16.0%
65 to 74	522	11.3%
75 and over	670	14.6%

Race & ethnicity

	Count	Share
White (non-Hispanic)	4,073	88.5%
Black or African American	79	1.7%
American Indian & Alaska Native	0	0.0%
Asian	0	0.0%
Native Hawaiian & Pacific Islander	0	0.0%
Some other race	0	0.0%
Two or more races	214	4.7%
Hispanic or Latino (any race)	234	5.1%

Educational attainment (age 25+)

No high school diploma11.3%

High school graduate32.5%

Some college or associate's32.7%

Bachelor's degree16.0%

Graduate or professional degree7.4%

	Count	Share
No high school diploma	391	11.3%
High school graduate	1,122	32.5%
Some college or associate's	1,130	32.7%
Bachelor's degree	553	16.0%
Graduate or professional degree	256	7.4%

Commute to work

Mean travel time to work: 22 min

Drove alone74.1%

Carpooled5.3%

Public transit1.4%

Walked2.0%

Bicycle0.0%

Worked from home12.6%

Other means4.6%

How workers get to work

	Count	Share
Drove alone	1,442	74.1%
Carpooled	103	5.3%
Public transit	27	1.4%
Walked	38	2.0%
Bicycle	0	0.0%
Worked from home	246	12.6%
Other means	89	4.6%

Travel time

	Count	Share
Under 15 min	607	35.7%
15 to 29 min	677	39.8%
30 to 44 min	161	9.5%
45 to 59 min	140	8.2%
60+ min	114	6.7%

Households

Average household size: 2.15
Poverty rate: 11.3% (497 of 4,391)

	Count	Share
Family households	983	48.9%
Nonfamily households	1,029	51.1%

Housing

Median year structure built: 1938

Occupancy

	Count	Share
Occupied	2,012	92.1%
Vacant	173	7.9%

Tenure (of occupied units)

	Count	Share
Owner-occupied	1,386	68.9%
Renter-occupied	626	31.1%

1-unit, detached69.4%

1-unit, attached0.7%

2 to 4 units20.2%

5 to 19 units2.8%

20 or more units3.1%

Mobile home & other3.7%

Units in structure

	Count	Share
1-unit, detached	1,517	69.4%
1-unit, attached	16	0.7%
2 to 4 units	441	20.2%
5 to 19 units	62	2.8%
20 or more units	68	3.1%
Mobile home & other	81	3.7%

Geography

Place GEOID: 3678553
Type (LSAD): 47
Land area: 2.16 sq mi
Water area: 0.05 sq mi
Center point: 42.9046, -76.8590