Speculator

Population: 389
Median household income: $63,839
Median home value: $192,200

Speculator, a community in Hamilton County, New York, has 389 residents. The median household income of $63,839 is below the Hamilton County median ($68,950).

Between 2019 and 2023, Speculator's population grew 12.8% from 345 to 389, while its median home value rose 33.1% from $144,400 to $192,200.

The typical home was built around 1974. 16.2% of residents live below the poverty line.

Demographics

ACS 2019–2023

Population: 389
Median age: 60.0 yrs
Median household income: $63,839
Median home value: $192,200
Median gross rent: $1,045
Housing units: 502
Homeownership rate: 63.1%
Bachelor's degree or higher: 40.8%
Unemployment rate: 3.6%

Trends

ACS 5-year · 2019–2023

Population

345389

Median household income

$72,500$63,839

Median home value

$144,400$192,200

Median gross rent

$725$1,045

Year	Population	Median household income	Median home value	Median gross rent
2019	345	$72,500	$144,400	$725
2020	360	$76,875	$156,900	$817
2021	383	$71,667	$160,400	$825
2022	388	$71,563	$184,400	$950
2023	389	$63,839	$192,200	$1,045

Each year is a US Census Bureau ACS 5-year estimate ending that year.

Age distribution

Under 52.3%

5 to 175.1%

18 to 2411.3%

25 to 3410.0%

35 to 444.9%

45 to 547.5%

55 to 6417.5%

65 to 7428.8%

75 and over12.6%

	Count	Share
Under 5	9	2.3%
5 to 17	20	5.1%
18 to 24	44	11.3%
25 to 34	39	10.0%
35 to 44	19	4.9%
45 to 54	29	7.5%
55 to 64	68	17.5%
65 to 74	112	28.8%
75 and over	49	12.6%

Race & ethnicity

	Count	Share
White (non-Hispanic)	374	96.1%
Black or African American	0	0.0%
American Indian & Alaska Native	0	0.0%
Asian	8	2.1%
Native Hawaiian & Pacific Islander	0	0.0%
Some other race	0	0.0%
Two or more races	0	0.0%
Hispanic or Latino (any race)	7	1.8%

Educational attainment (age 25+)

No high school diploma3.8%

High school graduate27.8%

Some college or associate's27.5%

Bachelor's degree14.2%

Graduate or professional degree26.6%

	Count	Share
No high school diploma	12	3.8%
High school graduate	88	27.8%
Some college or associate's	87	27.5%
Bachelor's degree	45	14.2%
Graduate or professional degree	84	26.6%

Commute to work

Mean travel time to work: 12 min

Drove alone58.5%

Carpooled3.1%

Public transit5.7%

Walked25.2%

Bicycle0.0%

Worked from home7.5%

Other means0.0%

How workers get to work

	Count	Share
Drove alone	93	58.5%
Carpooled	5	3.1%
Public transit	9	5.7%
Walked	40	25.2%
Bicycle	0	0.0%
Worked from home	12	7.5%
Other means	0	0.0%

Travel time

	Count	Share
Under 15 min	116	78.9%
15 to 29 min	17	11.6%
30 to 44 min	3	2.0%
45 to 59 min	6	4.1%
60+ min	5	3.4%

Households

Average household size: 2.08
Poverty rate: 16.2% (63 of 389)

	Count	Share
Family households	84	56.4%
Nonfamily households	65	43.6%

Housing

Median year structure built: 1974

Occupancy

	Count	Share
Occupied	149	29.7%
Vacant	353	70.3%

Tenure (of occupied units)

	Count	Share
Owner-occupied	94	63.1%
Renter-occupied	55	36.9%

1-unit, detached88.6%

1-unit, attached1.8%

2 to 4 units4.2%

5 to 19 units2.0%

20 or more units0.0%

Mobile home & other3.4%

Units in structure

	Count	Share
1-unit, detached	445	88.6%
1-unit, attached	9	1.8%
2 to 4 units	21	4.2%
5 to 19 units	10	2.0%
20 or more units	0	0.0%
Mobile home & other	17	3.4%

Geography

Place GEOID: 3670123
Type (LSAD): 47
Land area: 45 sq mi
Water area: 2.59 sq mi
Center point: 43.5760, -74.3562