Cold Spring vs Fort Thomas

A side-by-side comparison of Cold Spring and Fort Thomas: population, income, housing, and more.

Cold Spring and Fort Thomas are places in Kentucky. This page compares them across population, income, housing, education, commuting, and how each has changed since 2019.

Fort Thomas has the higher population (17,242 vs 6,298 in Cold Spring). Fort Thomas has the higher median household income ($100,819 vs $80,172 in Cold Spring). Fort Thomas has the higher median home value ($301,400 vs $235,200 in Cold Spring).

Population, income & housing

	Cold Spring	Fort Thomas
Population	6,298	17,242
Median age	52.0 yrs	37.9 yrs
Median household income	$80,172	$100,819
Median home value	$235,200	$301,400
Median gross rent	$1,185	$1,095
Housing units	3,069	6,746
Homeownership rate	87.6%	70.2%
Bachelor's degree or higher	40.6%	55.6%
Unemployment rate	2.1%	3.4%

Trends (ACS 5-year, 2019–2023)

	Cold Spring	Fort Thomas
Population	6,401 → 6,298 (-1.6%)	16,308 → 17,242 (+5.7%)
Median household income	$77,774 → $80,172 (+3.1%)	$78,972 → $100,819 (+27.7%)
Median home value	$196,200 → $235,200 (+19.9%)	$227,600 → $301,400 (+32.4%)
Median gross rent	$1,032 → $1,185 (+14.8%)	$907 → $1,095 (+20.7%)

Cold Spring

Population

6,4016,298

Median household income

$77,774$80,172

Median home value

$196,200$235,200

Median gross rent

$1,032$1,185

Fort Thomas

Population

16,30817,242

Median household income

$78,972$100,819

Median home value

$227,600$301,400

Median gross rent

$907$1,095

Age & race/ethnicity

Age distribution (share)

	Cold Spring	Fort Thomas
Under 5	4.1%	5.5%
5 to 17	11.4%	21.9%
18 to 24	6.3%	5.5%
25 to 34	10.2%	12.8%
35 to 44	9.4%	12.0%
45 to 54	11.4%	13.9%
55 to 64	18.4%	12.3%
65 to 74	19.7%	9.9%
75 and over	9.2%	6.2%

Race & ethnicity (share)

	Cold Spring	Fort Thomas
White (non-Hispanic)	93.3%	90.1%
Black or African American	2.4%	1.9%
American Indian & Alaska Native	0.0%	0.0%
Asian	0.5%	0.8%
Native Hawaiian & Pacific Islander	0.0%	0.0%
Some other race	0.0%	0.7%
Two or more races	2.3%	3.9%
Hispanic or Latino	1.5%	2.6%

Educational attainment (age 25+)

Share of adults 25+

	Cold Spring	Fort Thomas
No high school diploma	4.6%	2.9%
High school graduate	27.1%	16.5%
Some college or associate's	27.7%	24.9%
Bachelor's degree	23.3%	32.6%
Graduate or professional degree	17.3%	23.1%

Commute to work

How workers get to work (share)

	Cold Spring	Fort Thomas
Drove alone	74.6%	75.4%
Carpooled	2.9%	6.3%
Public transit	1.0%	1.2%
Walked	2.1%	1.4%
Bicycle	0.0%	0.2%
Worked from home	19.4%	14.7%
Other means	0.0%	0.7%

Housing

Units in structure (share)

	Cold Spring	Fort Thomas
1-unit, detached	49.7%	67.8%
1-unit, attached	23.9%	3.2%
2 to 4 units	7.0%	9.9%
5 to 19 units	17.0%	16.4%
20 or more units	2.4%	2.6%
Mobile home & other	0.0%	0.1%

Poverty & households

	Cold Spring	Fort Thomas
Poverty rate	10.2%	4.9%
Average household size	2.08	2.56
Mean commute (minutes)	21	20
Median year structure built	1999	1955