St. Joe vs Waterloo

A side-by-side comparison of St. Joe and Waterloo: population, income, housing, and more.

St. Joe and Waterloo are places in Indiana. This page compares them across population, income, housing, education, commuting, and how each has changed since 2019.

Waterloo has the higher population (2,180 vs 420 in St. Joe). St. Joe has the higher median household income ($61,875 vs $61,375 in Waterloo). Waterloo has the higher median home value ($108,600 vs $85,400 in St. Joe).

Population, income & housing

	St. Joe	Waterloo
Population	420	2,180
Median age	33.4 yrs	33.5 yrs
Median household income	$61,875	$61,375
Median home value	$85,400	$108,600
Median gross rent	$700	$829
Housing units	178	963
Homeownership rate	72.1%	74.1%
Bachelor's degree or higher	6.2%	12.5%
Unemployment rate	9.9%	6.7%

Trends (ACS 5-year, 2019–2023)

	St. Joe	Waterloo
Population	481 → 420 (-12.7%)	2,221 → 2,180 (-1.8%)
Median household income	$57,125 → $61,875 (+8.3%)	$50,536 → $61,375 (+21.4%)
Median home value	$67,000 → $85,400 (+27.5%)	$78,900 → $108,600 (+37.6%)
Median gross rent	$536 → $700 (+30.6%)	$665 → $829 (+24.7%)

St. Joe

Population

481420

Median household income

$57,125$61,875

Median home value

$67,000$85,400

Median gross rent

$536$700

Waterloo

Population

2,2212,180

Median household income

$50,536$61,375

Median home value

$78,900$108,600

Median gross rent

$665$829

Age & race/ethnicity

Age distribution (share)

	St. Joe	Waterloo
Under 5	7.9%	8.2%
5 to 17	19.0%	16.5%
18 to 24	7.4%	14.6%
25 to 34	19.0%	13.1%
35 to 44	13.1%	16.5%
45 to 54	5.7%	9.6%
55 to 64	15.2%	12.7%
65 to 74	9.3%	5.4%
75 and over	3.3%	3.4%

Race & ethnicity (share)

	St. Joe	Waterloo
White (non-Hispanic)	96.4%	91.2%
Black or African American	0.0%	0.1%
American Indian & Alaska Native	0.5%	0.0%
Asian	0.0%	0.2%
Native Hawaiian & Pacific Islander	0.0%	0.0%
Some other race	0.0%	0.9%
Two or more races	0.2%	4.2%
Hispanic or Latino	2.9%	3.4%

Educational attainment (age 25+)

Share of adults 25+

	St. Joe	Waterloo
No high school diploma	29.0%	14.4%
High school graduate	47.5%	36.0%
Some college or associate's	17.4%	37.0%
Bachelor's degree	5.8%	8.2%
Graduate or professional degree	0.4%	4.4%

Commute to work

How workers get to work (share)

	St. Joe	Waterloo
Drove alone	76.4%	90.3%
Carpooled	11.5%	2.4%
Public transit	0.0%	0.0%
Walked	8.9%	0.0%
Bicycle	0.0%	0.0%
Worked from home	1.3%	5.5%
Other means	1.9%	1.8%

Housing

Units in structure (share)

	St. Joe	Waterloo
1-unit, detached	80.9%	71.8%
1-unit, attached	0.0%	0.9%
2 to 4 units	6.7%	10.2%
5 to 19 units	0.0%	4.5%
20 or more units	0.0%	0.9%
Mobile home & other	12.4%	11.7%

Poverty & households

	St. Joe	Waterloo
Poverty rate	8.7%	16.4%
Average household size	2.86	2.53
Mean commute (minutes)	27	23
Median year structure built	1938	1964